Free calculator
Currency Cross Rate Calculator
Convert between eight major currencies and see how a cross rate is built. The rates inside are fixed samples for learning, not live prices.
- Forex
Covers USD, EUR, GBP, JPY, AUD, CAD, CHF and NZD with fixed sample rates. Use your broker's live quote for real trades.
Rates are approximate mid-market estimates. Use your broker's live quote for precision.
For learning and planning. The numbers are math on what you type, not a prediction.
Open TradingView chartsAffiliate link. Charting software, not a signal.
What is a cross rate?
A cross rate is the price between two currencies that are not the US dollar, like EUR/GBP. It can be worked out from each currency's rate against the dollar.
This is a learning tool. Its sample rates do not update, so the answer will not match today's market exactly.
The formula in plain words
- Find each currency's value in dollars.
- Cross rate = the first currency's dollar value divided by the second currency's dollar value.
EUR/GBP = EUR/USD ÷ GBP/USD
Worked example
EUR/GBP from EUR/USD at 1.0850 and GBP/USD at 1.2650
- 1One euro is worth $1.0850. One pound is worth $1.2650.
- 2EUR/GBP: 1.0850 ÷ 1.2650 = about 0.8577.
- 3So 1,000 euros is about 1,000 × 0.8577 = 857.70 pounds.
With these sample rates, one euro is about 0.8577 pounds.
Common mistakes
- Using the sample rates for a real trade. Always use a live quote.
- Dividing the wrong way round. Check that the answer makes sense: a pound is worth more than a euro, so EUR/GBP is below 1.
- Forgetting the spread. Real conversions happen at a buy or sell price, not the middle.
Questions people ask
Are these live exchange rates?
No. They are fixed sample rates for learning the math. Your broker's platform shows live prices.
What is a cross pair?
A currency pair that does not include the US dollar, such as EUR/GBP, EUR/JPY or AUD/NZD.
Why do cross pairs often have wider spreads?
Many are traded less than the dollar pairs, and fewer trades usually means a wider gap between buy and sell.
Learn the idea behind it
The calculator does the math. These free lessons explain when and why to use it.
- Grade 1Market BasicsWhat a market is, how a currency pair works, and what pips, lots and spreads mean. Plus a first look at crypto and stocks.
- Grade 2How Prices MoveWhy price goes up and down: buyers, sellers, big players and the news.
Quick answers
Words to know
Need a broker to practice?Start with a Genesis demo accountPaid partner link
Demo first. Trading has risk of loss. Education, not financial advice.